American Partners Bank promises its allegiance to the community, that of providing services of exceptional value. It is owned by the Federal City Bancorp, Inc., a thrift holding company based in Washington DC and is headquartered in Bethesda, Maryland.
Their services are offered either through the offices in Bethesda, Germantown & Silver Spring, Maryland; and Carmel, Indiana or via telephone and the internet, to both individuals and businesses. Their near future expansion program entails retail branches and loan production offices in Indiana, Maryland, Florida and New Jersey, which has been taken up in view of the convenience of numerous customers.
American Partners Bank’s consumer deposits for personal use and business deposits for businesses carry high rates of interest and are FDIC insured up to $100000.
Their consumer deposit accounts include various checking and savings accounts like the personal savings accounts, overdraft protection account, personal money market savings accounts, certificates of deposit (CD) and certificate of deposit account registry system (CDARS), that provide the best CD rates. Customers have the option to open them either through email or online.
Opening an account with American Partners Bank is as simple as providing the Social Security Number, Driver’s Licence or ID card, and details of any loans one may have.
American Partners Bank’s business accounts, such as the free business checking account, free business interest checking account, business money market savings account, certificates of deposits - CD and CDARS are a boon to businesses looking to deposit huge amounts of money to earn bigger rates of interest, and with the primary concern being that of security. Towards this end, business owners can heave a sigh of relieve with FDIC insurance eligibility that each one of their dollars deposited is ensured, even to the extent of millions of dollars.
Consumer loans, mortgage loans, small business loans, home equity loans; and agency financing are offered by American Partners Bank. Borrowing money cannot be made any easier or more convenient than with this bank. Different loans carry different sets of rules and regulations, all of which are easy and pro customer. These loans are offered at competitive rates both for financing and refinancing. Loans with both fixed rates and variable rates are available. Applications are accepted by phone, fax, mail or even in person and all applications are usually taken care of and responded to within minutes of receiving them.
American Partners Bank’s agency financing provides support for agency acquisition through mergers or acquisitions, expansion and perpetuation. This bank offers competitive interest rates, varying payment schedules and lower fees, with an understanding of the value of the independent agency system. Buying or refinancing commercial property gets all the required help from this bank, as they are a qualified small business administration lender. A variety of credit cards are available that are ideal for agencies or policyholders.
American Partners Bank’s online banking is free with easy access to account information any time of the day. Managing accounts is easy for viewing current Certificate of Deposits, loan balances, and transfer of funds or transaction history at the flick of the mouse, using their ‘MS Money’ and ‘Quicken’ facilities.
Email notifications are sent for all accounts. Online statements are maintained and can be viewed for up to 12 months at any point of time. With a checking account, bills can be paid online, either recurring or one-time payments, alleviating the problem of delayed payments or need for travel. Stop payments can be requested online too without having to even call them over the telephone. You are given the right to do what you wish with your account.
American Partners Bank provides all that a consumer or business needs and their customer-friendly features make banking a cakewalk. Experienced and earnest loan officers help the customer decide on the product that is best suited for them in the specific circumstances and one that meets their need, keeping in view short-term objectives and long-term goals.
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